Private mortgage broker in Richmond Hill

Financing we arrange in Richmond Hill

Neighbourhoods we cover in Richmond Hill

• Oak Ridges
• Bayview Hill
• Mill Pond
• Jefferson
• Langstaff

What sets Richmond Hill files apart

Higher purchase prices push many Richmond Hill files above the insured mortgage limit, meaning 20% down or more and a narrower lender list. A tight, well-documented application matters more once you're priced as uninsured.

Questions Richmond Hill clients ask us

What changes once the price is above $1.5 million?

Default insurance no longer applies, so you'll need at least 20% down and uninsured pricing. Lenders typically also expect tighter documentation.

Is it worth renewing with my current bank?

Only if it beats what else is available. We measure your renewal offer against the broader market, including switching costs, before you sign anything.